Examlex
Which of the following would encourage attitude change?
Required Reserves
The dollar amount of reserves a bank is obligated by regulation to hold as cash in the bank’s vault or on account at the Fed.
Checkable Deposits
Bank accounts on which checks can be drawn. These include checking accounts and demand deposits that allow owners to write checks against their account balances.
Excess Reserves
Funds that banks hold over and above the regulatory requirement, which can influence the bank's ability to lend and the overall money supply.
Required Reserve Ratio
The fraction of deposits that banks are required to hold in reserve and not lend out, set by the central bank.
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