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By 2007, Lehman Brothers had allowed their leverage ratio to increase from 20 in 2004 to
Cognitive Model
A framework in psychology that explains mental processes as the interactions of thoughts, emotions, and behaviors.
Latane and Darley
Psychologists known for their work on the bystander effect, highlighting that individuals are less likely to offer help to a victim when other people are present.
Bystander Intervention
The action taken by someone present but not involved in a particular situation to prevent harm or provide assistance.
Shoplifting
The act of stealing goods from a retail establishment, typically by concealing items and leaving the store without paying for them.
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