If a Provision in an Insurance Policy Is Ambiguous

question 12

Multiple Choice

If a provision in an insurance policy is ambiguous:

• A) it is interpreted in favor of the insurer because the insured could have rejected the policy.
• B) it is interpreted against the insurer.
• C) parol evidence is admitted to show what was intended.
• D) the policy is declared void and the insurer is required to return all premiums to the insured.

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Definitions:

Schizophrenia

A chronic mental health disorder characterized by distortions in thinking, perception, emotions, language, sense of self, and behavior.

Fraternal Twin

Twins that develop from two different eggs fertilized by two different sperm, making them genetically similar as typical siblings rather than identical.

Genetic Factors

Components found in the genetic material of an organism that affect characteristics, actions, and the likelihood of developing specific diseases or conditions.

Schizophrenia

A serious mental disorder in which people interpret reality abnormally, often experiencing a combination of hallucinations, delusions, and extremely disordered thinking and behavior.