When Improper Collection Methods Are Used, It Is No Defense

question 41

True/False

When improper collection methods are used, it is no defense to the creditor that the improper acts were performed by an agent, an employee, or any other person acting on behalf of the creditor.

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Definitions:

Electromagnetic Energy

Electromagnetic energy is a form of energy that is both electrical and magnetic and travels in waves, including visible light, X-rays, and radio waves.

Heat Energy

The form of energy that is transferred between substances or systems due to a temperature difference.

Ions

Atoms or molecules possessing a net electric charge resulting from the addition or removal of one or more electrons.

Electrons

Negatively charged particles located in the orbits around an atom's nucleus.