__________ Lending Is a Practice on the Part of the Subprime

question 37

Multiple Choice

__________ lending is a practice on the part of the subprime lending market whereby lenders take advantage of less sophisticated consumers or those who are desperate for funds by using the lenders' superior bargaining positions to obtain credit terms that go well beyond compensating them for their risks.

• A) Predatory
• B) Dilatory
• C) Confiscatory
• D) None of the above

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Definitions:

False Premise

A logical fallacy where an argument is built on a statement that is not true, leading to a faulty conclusion.

Psychologically Appealing

Describes something that is attractive or interesting from a psychological perspective, often because it satisfies certain emotional or cognitive needs.

Fallacy of Ambiguity

Arguments that have ambiguous phrases or sloppy grammatical structure.

Equivocation

A critical term in a discussion shifts its definition as the conversation progresses.