When Money Is Loaned at a Greater Rate of Interest

question 14

Multiple Choice

When money is loaned at a greater rate of interest than is allowed by law, __________ is committed.

• A) usury
• B) credit misfeasance
• C) petty theft
• D) credit malfeasance

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Definitions:

Thermal Energy

The internal energy present in a system due to the random movements of its molecules or atoms.

Conduction

The process by which heat or electricity is directly transmitted through a substance when there is a difference of temperature or of electrical potential.

Phaneritic Texture

A texture of igneous rocks characterized by large, visible crystals, indicative of slow cooling magma.

Trapped Gas

Trapped gas refers to gas that has been contained within another material, such as within rock formations or ice, which can be released under certain conditions.