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One problem with human rights legislation is that it makes it very difficult for employers to reward performance or penalize poor productivity.
Deductibles
The amount paid out of pocket by the policyholder before an insurance company will pay any expenses.
Copayments
Fixed amounts paid by a consumer for healthcare services at the time of service, with the remainder covered by insurance.
Health Care Costs
The expenses associated with medical and health services, including treatment, medication, and hospitalization.
Preferred Provider Organizations
Health care organizations that offer members discounted rates for medical care from a network of preferred providers, while still covering some costs for care outside the network.
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