Find the derivative of the function. 
Definitions:
GICs
Guaranteed Investment Certificates, which are Canadian investment products that offer a guaranteed rate of return over a fixed period.
Simple Interest
Interest calculated only on the principal amount, without compounding.
Financial Position
A snapshot of a person's or entity's financial situation at a specific point in time, encompassing assets, liabilities, and net worth.
Simple Interest
Interest calculated only on the initial principal amount of a loan or investment, without compounding.
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