Find 
and 
, where
= __________
= __________
Definitions:
Asset Ownership
The legal rights and interests a person or entity has in tangible and intangible items of value.
Insurance Premium
The payment made by an individual or entity to an insurance company in exchange for coverage, guaranteeing compensation for specific potential losses or damages.
Insurance Expense
The cost incurred by a business or individual for purchasing insurance coverage, recognized as an expense over the period the insurance coverage is provided.
Annual Income Statement
A financial report that summarizes the revenues, costs, and expenses incurred during a financial year, showing the annual financial performance of a company.
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