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List, and briefly describe, the three factors that increase the probability of fraud.
Steppe
A large area of flat, unforested grassland, especially in southeastern Europe or Siberia.
Pampas
Vast, fertile grasslands found in South America, particularly in Argentina, Uruguay, and southern Brazil, used for grazing and agriculture.
Grazing Herbivores
Animals that feed on plants by cropping them close to the ground, often playing a crucial role in maintaining the health of ecosystems.
Grasslands
Ecosystems dominated by grasses and other herbaceous plants, often found in regions with intermediate rainfall.
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