Examlex
Identify and state the historical significance of the following:
-Richard Cheney
Secured Claim
A creditor's claim that is backed by collateral, granting them a right to specific property if the debtor fails to meet the obligations.
Unsecured Claim
A claim or debt that does not have a specific asset backing it up, making it a riskier proposition for the lender.
Bankruptcy
A legal mechanism offering individuals or corporations facing financial difficulties a way to alleviate part or total of their debt obligations.
Chapter 13 Plan
A legal mechanism in U.S. bankruptcy law that allows individuals with a stable income to reorganize their debts and pay them off over time.
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