The Credit Department of Mega-Mart Often Calls Nora at Work

question 57

Multiple Choice

The credit department of Mega-Mart often calls Nora at work about an overdue bill over the objection of Nora's employer. This is a violation of

• A)no federal law.
• B)the Fair and Accurate Credit Transactions Act.
• C)the Fair Debt Collection Practices Act.
• D)the Truth-in-Lending Act.

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Definitions:

Consistent Personality

A consistent personality refers to an individual whose actions, reactions, and behaviors remain stable and predictable across different situations and over time.

Personality Construct

A theoretical framework used to describe and evaluate the individual differences in personality traits and behaviors.

Public Self-Consciousness

A personality trait that makes an individual overly aware of how they are viewed by others, often leading to altered behavior in social situations.

Cognitive Activity

Mental processes involved in gaining knowledge and comprehension, including thinking, knowing, remembering, judging, and problem-solving.