QT Collection Agency Calls Rob Several Times a Day, and in the Middle

question 68

Multiple Choice

QT Collection Agency calls Rob several times a day, and in the middle of the night, about an overdue bill that Standard Credit Company turned over to QT for collection. This is a violation of

• A)no federal law.
• B)the Fair and Accurate Credit Transactions Act.
• C)the Fair Debt Collection Practices Act.
• D)the Truth-in-Lending Act.

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Definitions:

Ideal Self

A person's conception of how they would like to be, representing their goals and aspirations.

Real Self

Refers to an individual's true personality, character, and feelings, as opposed to their idealized or public persona.

Alcohol Abuse

The excessive or inappropriate consumption of alcohol leading to health or social problems.

Physiological Reasons

The underlying biological causes for a phenomenon or condition in the body.