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Describe which stage of change each of the following situations represents,and provide two appropriate strategies in each case to help the person move forward in the cycle of change.
José wants to get back into shape,but he can't figure out how to fit activity into his day and doesn't know what to do next about his desire to change.
Ellen has tried unsuccessfully to quit smoking in the past and now assumes that she won't ever be able to quit.
Gary has decided to improve his diet,beginning in two weeks;he has already started to change by eating cereal for breakfast at home one day per week rather than picking up his usual fast food breakfast on the way to his first class.
Swap Contract
A swap contract is an agreement between two parties to exchange financial instruments or cash flows at a future date based on specified terms.
Specified Cash Flows
Specified Cash Flows refers to particular amounts of money that are expected to be received or paid out at defined times during the life of a financial instrument or investment.
Exchange
Exchange signifies a platform or system where various entities trade commodities, securities, currency, and other instruments.
Future
A financial contract obligating the buyer to purchase, or the seller to sell, a particular asset at a predetermined future date and price.
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