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______ refers to consciously trying to hurt others or the organization itself.
Interest Rate
The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan's balance.
Loan Agreement
A formal contract between a borrower and a lender outlining the terms and conditions of the loan, including interest rates and repayment schedule.
Installment Notes
A debt instrument that requires a series of payments over time, often used for financing purchases.
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