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Explain the concept of differential response to calls for service and how it can benefit police departments.
S&P Category
A classification system used by Standard & Poor's to categorize and evaluate stocks or other securities based on their sector or characteristics.
CCC/C
A credit rating symbol used by rating agencies to denote a high risk of default; regarding bonds or loans, it signifies very poor credit quality.
Default Rate
The percentage of borrowers who fail to make payments on their debts or loans as agreed, leading to a default status.
Moody's "Aaa"
The highest credit rating given by Moody's Investors Service, denoting the lowest risk of default for bonds and other fixed-income securities.
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