If an Insured Has Fully Insured the Property with Two

question 32

Multiple Choice

If an insured has fully insured the property with two different insurers:

• A)the insurer with which the policy was first taken out must cover the claim.
• B)the insurer with which the policy was last taken out must cover the claim.
• C)the insurer must make an election as to which insurer to bring the claim with and that insurer can seek a pro rata contribution from the other insurer.
• D)the insured can recover the full amount of the loss from both insurers.

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Definitions:

RNA Polymerases

Enzymes responsible for synthesizing RNA from a DNA template, fundamental in the process of transcription.

Transcription

The process of copying a segment of DNA into RNA, an essential step in gene expression.

tRNA Triplet

A sequence of three nucleotides in transfer RNA that is complementary to the codon in messenger RNA and specifies a particular amino acid during protein synthesis.

mRNA

A category of RNA known as messenger RNA transfers the genetic blueprint from DNA to the ribosome, dictating the sequence of amino acids in proteins produced through gene expression.