You Want to Borrow $200,000 at 4

question 93

Multiple Choice

You want to borrow $200,000 at 4.5% interest. If you assume a 10-year loan, the monthly payment will be ________ as compared to ________ if you assume a 20-year loan.

• A)$1,237.50; $1,103.88
• B)$2,072.77; $1,237.50
• C)$2,072.77; $1,265.30
• D)$2,198.18; $1,265.30
• E)$2,298.16; $1,433.50

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Definitions:

Discriminative Stimulus

Any stimulus, such as a stop sign or a doorknob, that provides the organism with a cue for making a certain response in order to obtain reinforcement.

Watson's Little Albert

An experiment conducted by John B. Watson demonstrating classical conditioning by causing a young boy to develop a phobia of white rats.

UCS

An abbreviation commonly used in psychology that stands for Unconditioned Stimulus, which automatically triggers a response without any prior learning.

Stimulus Generalization

The tendency to respond to a stimulus that is only similar to the original conditioned stimulus with the conditioned response.