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The cost of credit reports would be included in the amount financed.
Telephone Solicitation
The practice of seeking to solicit business or sell products over the telephone, often viewed negatively due to its intrusive nature.
Internal Revenue Service
The U.S. government agency responsible for the collection of federal taxes and enforcement of tax laws.
Order Forms
Documents used to specify the requirements for goods or services from a supplier, detailing the items, quantities, and delivery instructions.
Bait-And-Switch
A deceptive marketing practice where customers are lured by advertisements for a product at a low price, only to be persuaded to buy a more expensive item.
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