Who Is Most Likely to Use Psychological Tests in an Educational

question 21

Multiple Choice

Who is most likely to use psychological tests in an educational setting to make program and curriculum decisions?

• A) administrators at the school level
• B) administrators at the state level
• C) administrators at the district level
• D) administrators at the national level

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Definitions:

Excess Reserves

Bank reserves exceeding required reserves

Checkable Deposits

Funds kept in bank accounts that can readily be withdrawn by writing a check or using a debit card, making them a highly liquid form of money.

Required Reserve Ratio

The fraction of deposits that regulators require a bank to hold in reserve and not lend out, in order to ensure bank stability and liquidity.

Excess Reserves

The funds that banks hold over and above the legally mandated minimum to safeguard bank liquidity, which can also be lent out.