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Which assertion is an assumption of stage theories?
Physical Threats
Explicit or implicit actions suggesting the intent to cause bodily harm to another person.
Collection Agency
A business that pursues payments of debts owed by individuals or businesses on behalf of creditors.
Demand for Payment
A formal request made by a creditor to a debtor requiring the latter to pay an outstanding debt by a specified deadline.
Delinquent Debtor
An individual or entity that has not met their debt obligations by the due date or within an agreed timeframe.
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