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If banks decide to hold more in excess reserves, then the value of the money multiplier increases.
Corporate Fraud
Illegal activities undertaken by individuals or companies in a deceitful manner, intending to gain an unfair advantage.
Financial Reporting
The method of generating reports that reveal a company's financial condition to its management, investors, and governmental bodies.
Civil Law
A legal system based on written codes and statutes, in contrast to common law, which is based on judicial decisions.
McCarran-Ferguson Act
A United States federal law that exempts insurance businesses from most federal regulation, allowing states to regulate the insurance industry.
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