(Table: IRA Contributions) The table shows the marginal income tax rate for four individuals and the annual contribution they make to their respective IRAs. Which woman has the smallest decrease in after-tax income after making her IRA contribution? 
Definitions:
Positive Communication
A method of interaction that is constructive, encouraging, and aimed at building understanding and good relations.
Information Overload
The state of being overwhelmed by the vast amount of information available, making it difficult to process or make decisions.
Personal Agenda
An individual’s private motivations, goals, or objectives that drive their behavior and decisions in various contexts.
Listener Apprehension
Fear of misunderstanding, misinterpreting, or being unable to adjust to the spoken messages of others.
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