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Zach and Stephanie want to have a child, but they are concerned. Stephanie's grandmother and mother both died of breast cancer, and Stephanie has been tested and found to have the gene for this fatal condition. Having a child does not ensure that the illness could be passed, but they want to reduce the risk of passing on this gene to their child. What technique might be used to achieve this goal?
Real Interest Rates
The interest rate adjusted for inflation, representing the real cost of borrowing and the real yield to lenders or investors.
Usury Laws
Regulations that impose a maximum interest rate that may be charged on loans.
Low-Income Borrowers
Individuals or households with low income levels who may face difficulties in obtaining loans or are considered high risk by lenders.
Legal Interest Rate
The maximum rate of interest that lenders can legally charge borrowers, often set by law or regulation.
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