Factor: 
Definitions:
Insured
A person or entity covered by an insurance policy.
Insurance Agency
A business that sells, solicits, or negotiates insurance policies on behalf of insurers.
Annuity
A financial product that pays out a fixed stream of payments to an individual, typically used as part of a retirement strategy.
Insurance Coverage
A contractual agreement in which one party receives financial protection or reimbursement against losses from an insurance company.
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