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question 19

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Definitions:

Homestead Exemption

A legal provision that protects the value of a home from property taxes, creditors, and circumstances arising from the death of the homeowner's spouse.

Lien

A legal right or claim against a property as security for a debt or charge.

Creditors' Rights

Legal rights that enable creditors to collect debts owed to them, including the right to sue, garnish wages, or foreclose property.

Real Property

Land and anything permanently attached to it, such as buildings, also known as real estate.