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If the real value of your savings decreases over time:
Biological
refers to the processes and phenomena inherent to living organisms, encompassing their physical structure, biochemical processes, growth, and development.
Moral Standards
Moral Standards are principles of right and wrong behavior and the goodness or badness of human character.
Social Norms
Shared guidelines or rules that prescribe the behavior that is acceptable within a group or society.
Psychology
The science that studies behavior and mental processes.
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