Arpita Decides to Take Up Mountain Biking After Securing Health

question 154

Multiple Choice

Arpita decides to take up mountain biking after securing health insurance. Her choice is an example of:

• A) moral hazard.
• B) adverse selection.
• C) adverse decisions.
• D) moral consequence.

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Definitions:

IgE

Immunoglobulin E, a class of antibodies produced by the immune system in response to allergens, leading to allergy symptoms.

Allergic Reactions

Allergic reactions are the body's immune system responses to what it mistakenly identifies as harmful substances, leading to symptoms like sneezing, itching, and swelling.

IgG

A class of immunoglobulins that plays a major role in the body's immune response by identifying and neutralizing pathogens.

Circulating Antibodies

Antibodies present in the bloodstream, involved in identifying and neutralizing pathogens such as bacteria and viruses.