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Shield Life & Casualty has strictly defined job responsibilities and lines of communication. In this formal atmosphere, approval for any changes to standing procedures must be made by upper management. The firm has a
Cyclical Unemployment
Unemployment caused by the downturns of the economic cycle, such as recessions.
Natural Rate of Unemployment
The level of unemployment consistent with a stable rate of inflation, caused by the supply and demand for labor adjusting to various market factors.
Actual Rate of Unemployment
The proportion of the labor force that is jobless and actively looking for employment at any given time.
Labor Force
The total number of people available to work, including both the employed and the unemployed individuals actively seeking employment.
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