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To join two cells into a single cell,which of the following should be done?
Credit Bureaus
Organizations that collect and maintain individual credit information, providing credit reports to lenders, employers, and others authorized to receive such information.
Credit Histories
Records that document an individual's or company's past borrowing and repaying behaviors, including information on late payments and bankruptcy.
Moral Hazard
The situation in which one party engages in risky behavior knowing that it is protected against the risk because another party will incur the cost.
Adverse Selection
A situation where asymmetric information leads to the selection of undesirable alternatives in transactions.
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