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Incandescent light bulbs, which have high output of red light, are least effective in promoting
Small Banks
Financial institutions with a smaller asset base and local focus providing banking services to individuals and businesses in their communities.
Primary Reserves
Funds that financial institutions must hold in physical form, such as cash in vaults or deposits with central banks, as a measure of liquidity and financial stability.
Secondary Reserves
Liquid assets held by financial institutions as backup funds for unforeseen needs, not directly utilized in lending or investment.
Required Reserves
The minimum amount of funds that banks are required to hold in reserve against deposits, as mandated by central banks.
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