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Most land-dwelling invertebrates and all of the amphibians
Annuity
An economic product that delivers a constant payment stream to an individual, mainly used as a means of livelihood for people who are retired.
Concept
A general idea or understanding that serves as a foundation for developing theories, experiments, or innovations.
Quarterly Payments
Payments that are made four times a year, typically for financial obligations such as loans or dividends.
Annual Rate
Annual rate typically refers to the interest rate for a loan or investment calculated on an annual basis, providing a basis for comparison with other financial products.
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