Heidi, Age 45, Has Contributed $20,000 in Total to Her

question 99

Multiple Choice

Heidi, age 45, has contributed $20,000 in total to her Roth 401(k) account over a six-year period. When her account was worth $50,000 and Heidi was in desperate need of cash, Heidi received a $30,000 nonqualified distribution from the account. How much of the distribution will be subject to income tax and 10 percent penalty?

• A)$0.
• B)$10,000.
• C)$12,000.
• D)$18,000.
• E)$30,000.

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Definitions:

Chromosome Number

The total number of chromosomes present in the cell nucleus of an organism, which is characteristic of each species.

Hybridize

The act of crossing different species or varieties of organisms to produce hybrids, fostering genetic variation.

Genetic Variation

Variability in the genetic makeup among individuals within a population, which is essential for natural selection and evolution.

Subpopulations

Distinct groups within a larger population that may differ genetically and/or behaviorally, often due to geographical, ecological, or social barriers.