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Hostile Fires
Fires that escape their intended boundaries or start in an unauthorized area, causing damage or destruction.
Indirect Damage
Harm that does not directly result from an action but occurs as a secondary effect, often less tangible and harder to quantify.
Insurable Interest
A legitimate interest by the policyholder in the insured subject matter, where they stand to suffer financial loss if the insured event occurs.
Property Insurance
Insurance policies that provide financial reimbursement to the owner or renter of a structure and its contents in case of damage or theft.
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