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In the Drude model of electrical conduction, the current density is directly proportional to
Subprime Mortgage
Mortgage for a borrower with a not-so-good credit rating.
Credit Rating
An assessment of the creditworthiness of a borrower in general terms or with respect to a particular debt or financial obligation.
Prime Rate
The interest rate that commercial banks charge their most creditworthy customers, typically used as a benchmark for many other loans and credit products.
Bank Deposits
Funds that customers place into a bank account, which can range from savings and checking accounts to fixed deposits.
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