A survey of banks revealed the following distribution for the interest rate being charged on a home loan (based on a 30-year mortgage with a 10% down payment) . 
If a bank is selected at random from this distribution,what is the chance that the interest rate charged on a home loan will exceed 5.19%?
Definitions:
Emotionally Stable
Refers to individuals who have a consistent emotional state and react to stress and adversity in a calm and rational manner.
Heritability
A measure of how much of the variation in a trait among individuals within a population can be attributed to genetic differences.
Highly Heritable
A term used to describe traits or conditions that have a significant genetic component, indicating that they are largely passed down through families.
Freshman
A student in the first year of high school, college, or university, often experiencing a significant transition in their educational journey.
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