If a Check Is Written for the Full Amount of a Derivative

question 49

Multiple Choice

If a check is written for the full amount of a derivative deposit created by a bank loan and then is sent to a bank in another city for deposit

• A) the lending bank would lose all of its excess reserves.
• B) the lending bank would still have reserves to lend.
• C) the full amount would be added to the receiving bank's excess reserves.
• D) the receiving bank would lose excess reserves.

---

Definitions:

Need-Satisfaction

A selling approach where the salesperson identifies and provides solutions to the needs of the customer, aiming for customer satisfaction.

Probing Questions

Open-ended questions designed to elicit more detailed and thoughtful responses, often used in interviews, surveys, and research.

Consultative Selling

A sales approach where the salesperson focuses on creating value and trust with the buyer, often by recommending solutions that fit the buyer's specific needs.

Business-to-Business

Commercial transactions or relationships between two businesses, rather than between a company and individual consumers.