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The Fed Board of Governors is composed of seven members who are appointed for a term of 12 years.
Debt
An amount of money borrowed by one party from another, often with the agreement that it will be paid back with interest.
Equity
Ownership interest in an asset after deducting all debts associated with that asset, highlighting a financial stake in a company or property.
Credit Score
A numerical expression based on an analysis of a person's credit files, representing the creditworthiness of an individual.
Business Loan
Financing that businesses seek and receive to help with expenses, growth, or other financial needs, typically from a banking institution or lender.
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