____________________________ Authorizes the Federal Reserve Board to Identify Unfair or Deceptive

question 22

Multiple Choice

____________________________ authorizes the Federal Reserve Board to identify unfair or deceptive acts or practices on the part of banks and to issue regulations to prohibit them.

• A) Truth in Lending Act
• B) Equal Credit Opportunity Act
• C) Federal Trade Commission Improvement Act
• D) Fair Credit Billing Act

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Definitions:

Shaping

A method of gradually teaching a new behavior through the use of reinforcement until the target behavior is achieved.

Chaining

A method of teaching complex behaviors by breaking down the task into small steps and teaching each step within the sequence individually until the whole sequence is mastered.

Positive Reinforcement

A technique used in behavioral psychology to increase the likelihood of a desired behavior by rewarding it.

Stimulus Discrimination

The learned ability to differentiate between similar stimuli and respond appropriately to each.