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______ Refers to the Competence, Skill, and Participation of the Individuals

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______ refers to the competence, skill, and participation of the individuals members of a democracy.


Definitions:

Flood Control System

Infrastructure designed to manage or prevent the adverse effects of floods.

Annual Premium

The amount of money that must be paid per year to maintain an insurance policy or similar financial products.

Coastal Town

A settlement located along or near a coast, often characterized by a maritime economy and culture.

Moral Hazard

A situation where one party is more likely to take risks because another party bears the cost of those risks.

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