Which of the Following Statements Regarding Roth IRAs Is False

question 65

Multiple Choice

Which of the following statements regarding Roth IRAs is False?

• A) Contributions to Roth IRAs are not deductible.
• B) Qualified distributions from Roth IRAs are not taxable.
• C) Whether or not they participate in an employer-sponsored retirement plan, taxpayers are allowed to contribute to Roth IRAs as long as their modified AGI does not exceed certain thresholds.
• D) Taxpayers who are married and file separately are not allowed to contribute to Roth IRAs.

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Definitions:

Operant Conditioning

A technique in teaching that relies on the application of rewards and disciplining to influence behavior.

Observational Learning

The process of learning behaviors by watching and imitating others, also known as modeling.

Operant Conditioning

The technique by which learning adjusts the vigor of an action through the employment of reinforcement or discouragement.

Classical Conditioning

Education that takes place by associating an environmental cue with a naturally existing stimulus.