Which of the Following Is an Example of Institutional Discrimination

question 26

Multiple Choice

Which of the following is an example of institutional discrimination?

• A)Federal Housing Administration manuals that redlined White neighborhoods as too "high risk" for lending.
• B)Underwriting practices that result in Black families with good credit being offered prime loans.
• C)A landlord who does not return phone calls to people with last names that "sound" Latino.
• D)Check-cashing and payday loan establishments outnumbering accredited banking institutions in poor, urban neighborhoods.

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Definitions:

Corporate Creditors

Entities or individuals that have lent money or extended credit to a corporation and have a right to be repaid.

Charter

A formal document issued by a sovereign or state outlining the rights, privileges, or authority granted to an individual, corporation, or city.

Authorized

Authorized refers to having official permission or approval for actions, operations, or status within legal or organizational frameworks.

Liquidation Preference

A term in a contract that stipulates the order in which shareholders are paid out in the event of a liquidation or exit.