Which of the Following Is an Example of Institutional Discrimination

question 26

Multiple Choice

Which of the following is an example of institutional discrimination?

• A)Federal Housing Administration manuals that redlined White neighborhoods as too "high risk" for lending.
• B)Underwriting practices that result in Black families with good credit being offered prime loans.
• C)A landlord who does not return phone calls to people with last names that "sound" Latino.
• D)Check-cashing and payday loan establishments outnumbering accredited banking institutions in poor, urban neighborhoods.

---

Definitions:

Quality Procedures

Standardized methods and practices designed to ensure that products or services meet prescribed standards of quality.

Petty Cash Fund

A small amount of cash on hand used for covering minor expenses in an organization.

Issue Resolution

The process of solving problems or addressing concerns, often used in customer service and technical support contexts.

Chain Of Command

The formal line of authority within an organization, detailing how orders are passed down from higher to lower ranks.