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What type of cell reference should be used when a value remains constant?
Amortization Schedule
An amortization schedule is a table detailing each periodic payment on an amortizing loan, including amounts going towards principal and interest over the life of the loan.
Total Debt Service Ratio
A financial ratio that compares an individual's total debt payments to their gross income, used by lenders to assess borrowing capacity.
Compounded Semi-annually
This refers to the process where interest earnings are calculated and reinvested into the principal balance twice a year.
Amortization Period
The total length of time it takes to pay off a loan in full with regular payments, often taking into account interest.
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