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Incoming solar radiation in middle latitudes is less in winter than in summer because the Sun's rays slant more and spread their energy over a larger area.
Indemnity
A contractual agreement in which one party agrees to compensate for any losses or damages incurred by another.
Written Commitment
A documented pledge or promise to engage in or refrain from a specified action.
Debtor
An individual or entity that owes money to another entity, often a financial institution or lender.
Restraint Of Trade
Legal contracts or business practices that limit competition or restrict the freedom to operate in a market.
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