Examlex
Which one of the following users applies accounting information in order to evaluate credit ratings?
Traditional Retirement Plan
A retirement savings plan that offers tax advantages to the saver, typically involving pre-tax contributions that grow tax-deferred until withdrawals begin at retirement.
Roth Retirement Plan
A type of retirement savings account allowing the saver to pay taxes on the money going into the account, with subsequent withdrawals being tax-free.
Taxable
Subject to taxation by government authorities.
Moral Hazard
Moral hazard refers to situations where one party engages in riskier behavior because they know another party bears the risk.
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