Asking That All Sources of Income Be Revealed on a Credit

question 21

True/False

Asking that all sources of income be revealed on a credit application is prohibited by the ECOA.

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Definitions:

Classical Conditioning

Form of learning in which a neutral stimulus becomes associated with a stimulus that naturally elicits a response, thereby making the neutral stimulus itself sufficient to elicit the same response.

Operant Conditioning

A learning process through which the strength of a behavior is modified by reinforcement or punishment.

Social-cognitive Learning

Learning through observing others’ behaviors, attitudes, and outcomes of those behaviors, emphasizing the importance of cognitive processes.

Prepared Classical Conditioning

A learning process in which a biological predisposition to learn certain associations exists because it has survival value.