Who Is Covered Under the Fair Debt Collections Practices Act

question 122

Multiple Choice

Who is covered under the Fair Debt Collections Practices Act?

• A)an attorney collecting a debt for himself
• B)Macy's collecting a debt through its own collection subsidiary
• C)a hospital collecting a debt from a patient
• D)None of the above is covered under the FDCPA.

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Definitions:

Extended Fishbein

A model that extends the original Fishbein attitude model to incorporate additional predictors of behavior, including the subjective norm and perceived behavioral control.

Actual Behaviour

The real, observable actions performed by an individual, as opposed to intentions or beliefs.

Multi-attribute Attitude Models

Psychological models that describe how consumers evaluate products and services based on perceived attributes and how these evaluations influence their purchasing decisions.

Importance Weights

Quantitative values assigned to different factors or criteria to reflect their relative significance in an evaluation or decision-making process.