A Debt Collector Calls the Mother of a Debtor and Says,"I

question 93

Multiple Choice

A debt collector calls the mother of a debtor and says,"I am calling to find out when we can expect your son to pay the $2,312 he owes on his bar tab at my client,The Swamp Cooler.It has been six months and he has not made a payment." The debt collector:​

• A)​has not violated the FDCPA because more than six months have passed since the last payment was made.
• B)​has not violated the FDCPA because notification of family members about the debt is not a breach of privacy under the act.
• C)has violated the FDCPA.
• D)has not violated the FDCPA because the debt collector has the creditor as a client.

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Definitions:

Knights of Labor

A 19th-century labor organization in the United States that sought to promote the social and cultural uplift of the workingman, and aimed for an 8-hour workday.

Craft Unions

Labor unions representing workers who have specialized skills or crafts, focusing on improving their members' employment conditions.

Decertification

The process by which a labor union is removed as the representative of a group of workers.

Decertification Election

A formal process through which employees can vote to remove a union as their representative.