Which of the Following Acts by a Third-Party Collector Would

question 115

Multiple Choice

Which of the following acts by a third-party collector would be a violation of the FDCPA?

• A)sending the debtor a postcard that reads: "Don't let this bill affect your excellent credit rating"
• B)calling the debtor at home at 8:30 AM to confirm the debt
• C)referring the account to an attorney for a lawsuit
• D)filing suit without first contacting the debtor

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Definitions:

Normality Requirement

The assumption that the data or residuals in certain statistical models follow a normal distribution.

Parametric Test

A type of statistical test that assumes the underlying data has a specific distribution, often based on parameters like mean and standard deviation.

Wilcoxon Signed Rank Test

The Wilcoxon Signed Rank Test is a non-parametric statistical test for comparing two matched or paired samples to assess whether their population mean ranks differ.

Test Statistic

A calculated value from data that is used to test a hypothesis in the context of statistical analysis, helping determine the probability of observing the given data under the null hypothesis.